Clear terms for using our website.

These terms explain how our website and application process work and what you can expect from us.

Effective September 21, 2026

Agreement to these terms

These Terms of Use apply to the Mariner Finance Florida website and the application and account services we make available through it. By using the website, you agree to these terms and our Privacy Policy.

Our services

We review applications and provide information about any available options based on the information you submit, eligibility, identity verification, applicable law, and our current criteria. Submitting an application does not guarantee approval, a specific amount, APR, fees, payment schedule, or funding. Any accepted arrangement is governed by the agreement we provide.

Your responsibilities

You agree to provide accurate, current information, protect your account details, and use the website only for lawful purposes. You may not interfere with site security, copy site content for commercial use, or submit information for another person without authorization.

Electronic communications

When you provide an email address or mobile number, you agree that we may contact you about your request or account using the information you provide. SMS messages are governed by our SMS Terms. SMS consent is optional and is not a condition of any purchase, financing, or service.

Changes and availability

We may update these terms when our website or practices change. We may also change or discontinue a website feature, subject to applicable law. The current version will be posted on this page.

Contact

Mariner Finance Florida is operated by Sixteen Reconciliation Assets LLC at 8110 CORPORATE DRIVE, Nottingham, MD 21236. Questions may be sent through our contact page.